Buy a Home

‘Where do we begin?!’


Whether this is your first home purchase or you’re a seasoned buyer, buying a home can be stressful. Look no further than DASH Real Estate Company to be your professional home buying champion! At DASH, we help from beginning to end, from pre-approval to closing. 

Whether you’re looking to partner with an agent to find a home for sale, or you need someone in your corner advocating for you as a buyer, DASH agents are prepared to help you purchase!


The first step in a home purchase is to find a real estate agent that you trust. WHY? Because at DASH, we have contacts and a referral network to help you with the best in the biz! We’ve got lenders to work towards a pre-qualification, insurance agents to help you find the best coverage for your home, and inspectors to help you know the ins and outs of the home you’re buying.

A DASH agent is like a rafting guide – we know the river, we know the direction, but you are the one paddling the boat forward. 

A home inspection is VITAL to the real estate purchase process. An inspection is performed by a 3rd party inspector (who we are happy to refer) who examines the home with a ‘fine tooth comb’. The inspector will prepare a report that you will have a chance to review and from there make a determination as to whether or not this home is right for you.

“Escrow” is a weird term, but it basically means ‘money held in between’. To make a real estate contract effective, there must be a deposit placed. During the contract process, as a buyer, you have some obligations along the way. If we fail to meet those obligations and do not close, you could be at risk of losing the deposit. BUT, your DASH agent is well versed in guiding you along to protect your deposit and help you maintain guidelines and obligations!

There are terms of the contract that protect our escrow deposit called ‘contingencies’. A contingency is a condition that allows the buyer to receive their deposit back if things don’t go as planned!

In the event that you decide the home is not for you, you would lose your escrow deposit, UNLESS a contract is terminated within the bounds of a contingency. For example – in our current contract, a buyer can decide how many “inspection period days” they would like… Let’s use 10 days for example. If on day 10, you decide to back out of a contract, you would receive your deposit back – only because we’re in the “inspection period”. Once we’re past that day 10, the deposit becomes at risk.

To find out more information about deposits and backing out, reach out to us and we’ll be happy to clear it up!

A mortgage is a financial instrument designed to help you purchase a property. A mortgage has a few terms to be aware of; interest rate, term, and down payment.

Interest Rate – This is the percentage that the bank charges you to borrow their money. These rates change daily and it’s important to get this as low as possible!

Term – This is how long the mortgage will last and dictates how the payments are spread out. Example: a 30 year loan has lower payments, but lasts 30 years / while a 15 year term has higher payments but is paid off sooner.

Down Payment – This is the amount of money a buyer would “put down” on a property to secure the financing. Many people believe that banks require 20% down payment to buy a home, BUT THAT’S NOT TRUE! There are many lenders that offer as little as 3% down payments (for a $300k home, that’s $9,000!). And in some cases, a home may qualify for 0% down payment!

If you have any more questions about these terms, please feel free to contact DASH to find out more information and begin your house hunting journey!

More Questions About Buying a Home?

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